Over the past ten years Owner Finance  has  focused on working with credit challenged individuals wanting to purchase a home. Through the years we developed trustworthy relationships with many private funding sources that have enabled us to be very successful at what we do.

However, there  are  circumstances  that  sometimes  prevent  good  people from qualifying for our lenient  programs.   Initially, this  can  be  a  big  disappointment to anyone in this position but we assure you the circumstances can definitely be changed in your favor and fast!

We've worked with attorneys  and professional  credit repair services for years removing derogatory items off buyer credit reports,  improving  their  credit ratings enabling them to get approved for our programs.  The problem with  using  a  professional service is that they’re very expensive. Many of them charge in excess of $150 an hour.  This more often than not runs into the thousands. You no longer need to pay this kind of money to build a strong credit rating.  You can get faster and better results for a small fraction of the cost.

We learned from a highly respected  professional credit expert that the real secret to being able to eliminate   derogatory  items  from  your  credit  report  is  in  the  strength  of  the  letter  used  to communicate  with  the  credit  bureaus.  Using  the  proper  language  enables anyone to build a perfect credit rating – Fast!

The  same  professional  credit  expert  has created a "Credit Secrets Bible" that will knock your socks  off! This  is  the  best  credit  mprovement product available anywhere. We have never seen anything  so  strong  in  over  ten  years  of  working  with  credit  professionals. With this "inside" information  and the  powerful letters  that get  the credit bureaus scrambling immediately you can take control of your credit profile and build a perfect credit rating.

• The "Special Phone Number" to call to get a $5,000 Line of Credit in 3 weeks with   NO Security Deposit, NO Annual Fee and NO Credit Check (this $5,000 unsecured line of credit is the ultimate weapon for building your credit fast and practically nobody knows about it)
• Five secrets every  Woman must know  before signing any credit application (if you’re married you’ll want to read this first)
• The "3-Step System" some Attorneys and Credit Repair Clinics charge $795 for to repair your credit (and how you can easily do it yourself for FREE once you know how)
• Three simple secrets to start getting dozens of "Pre-Approved" credit cards in your mail box (powerful facts about how cell phones, mail boxes and moving affect your credit report)
• Why paying off your credit cards in full each month actually gives you LESS credit (learn exactly how much to charge and how much to pay each month to build your credit as fast as possible. Most bankers don’t even know about this financial strategy)
• The TRUTH about those "Free Government Money" ads you see and the two things you must know BEFORE claiming your share (use these secrets to save up to $5496.00 on your next car and up to $98,301.60 on your next home)
• The secret to buying your first (or second) home with NO MONEY DOWN (Don’t pay hundreds of dollars for this info when it’s included FREE in my course)
• Copy and mail this one short letter that’s guaranteed to STOP all harassing collection agency calls forever (special Federal law bill collectors hope you never discover)
• Don’t pay $29.95 to get copies of your credit reports (use this neat little trick to get all 3 of them for FREE)
• How to save up to $100,000 or more in mortgage interestwithout refinancing  (a must have secret for current homeowners and first time home buyers

• DOUBLE any credit card limit with 2 phone calls (These could be the best two calls you will make this year)
• The incredible "Piggyback Method" to get up to 10 years of excellent credit history added to your credit report in less than 90 days (Another one that can be worth the entire cost of the course)
• How to borrow up to $10,000 or more for one year and pay  ZERO interest (So simple you’ll wonder why you never thought of it)
• The stone cold facts you need to know about Chapter 13 Bankruptcy  (A must read for anyone even considering this option)
• Credit Repair Attorneys $1,000 secret to removing Bankruptcy, Tax Liens and Judgments from your credit reports (And how you can do it yourself for less than $20)
• The amazing software program that will track your credit, tell you how much to pay monthly on your debt, create and manage your monthly budget (And is yours free to try for 45 days)
• How refinancing your home at a lower interest rate can actuallyCOST YOU thousands of dollars (You wouldn’t believe how many people only discover this ONLY once it’s TOO LATE)
• Two secrets you need to know before calling ANY Consumer Credit Counseling Service or Debt Consolidation Company (If only everyone understood these simple facts)
• How consumers like you have erased  100% ACCURATE bad credit from their credit reports in 30 days (Top secret info the credit bureaus don’t want you to know)
• Two "Unique Letters" you can use to PAY OFF your bills for as little as .27 cents on the dollar (Don’t even think about calling Consumer Credit Counseling or filing Bankruptcy until you see this)
• One easy phone call that will slash your credit card payments in half (A life saver if you are "up to your neck" right now)
• Why being self-employed hurts your credit report and the easy remedy to get around this discrimination (Plus lower your taxes to boot. You may fire your Accountant for not knowing this clever insider technique)
• How to borrow up to $25,000 in 24 hours with NO credit check and NO cosigner (Take up to 30 years to pay it back. Used for years by entrepreneurs and Millionaires around the world)
• How to buy the car of your dreams right now regardless of your current credit situation (Life is too short to NOT drive your dream car - now you can)
• The Secret to get a checking account in "one week" even if you’ve been reported to Chex Systems (No more hassling with money orders)

"The Credit Secrets Bible" contains more step-by-step, easy-to-learn, easy-to-use insider consumer credit secrets than anything else, anywhere, at any price.

In fact, the information in "The Credit Secrets Bible" is so powerful, we have to disclose to you upfront that it is sold for informational purposes only.

If you don’t already know, I’ll be the first to tell you that the banks, finance companies, bill collectors and credit card companies are the BIGGEST crooks in the world.

And if you don’t know the secrets they use to pull you into a credit trap, you're a sitting duck ...

If you don't know what's in "The Credit Secrets Bible" you will pay tens of thousands of hard-earned dollars in 'extra' interest and fees. You won't have any choice.

Your money will be wasted (down the drain) for no reason other than you don’t own "The Credit Secrets Bible" home study course.

Banks and other institutions who take your money, ruin your credit or deny you the money you need, are very powerful organizations...

They make a business out of hurting people like you, to make more money for themselves.

They won’t be able to hurt you anymore. With "The Credit Secrets Bible" you'll know exactly how to stop them dead in their tracks!

Here’s information for you that you need to read carefully:

Anything Your Creditors And The Credit Bureaus CAN’T PROVE Must Be Permanently REMOVED From Your Credit Report -It’s The Law!

The Fair Credit Reporting Act (F.C.R.A.) is a consumer protection law that makes this all possible.

Fortunately, it was written  in your favor and NOT that of your creditors or the Credit Bureaus.

The problem is that almost nobody ever learns how easy it is to take advantage of it.

So, why am I sharing this with you?

It’s quite simple. With "The Credit Secrets Bible" you can improve your credit better and faster without having to pay $795 to an Attorney or Credit Repair Clinic.

But... If you feel that an Attorney or Credit Repair Clinic may be the ticket for you (feel free to call your consultant for a referral)

However, if you’re like most folks, you will do better, a lot better, on your own. Here’s why...

These letters are that powerful -- We guarantee it ...

You’ll also receive easy-to-read and easy-to-follow, step-by-step instructions on how to use these fill-in-the-blank letters for your own personal situation.

These letters and proven strategies will have your creditors and the credit bureaus literally "wrapped around your pinky" trying to validate and verify every minute detail on your credit report. And remember...

This is the most powerful credit repair information (and a lot more!) anywhere. It will improve your credit rating – 100% Guaranteed!

Order your copy of "The Credit Secrets Bible" home study course and CD "Companion Audio Program" today. The cost is only $67.75 + $5.85 S/H (Total $73.60)

You're going to receive a BIG FAT 96 PAGE manual and 70-MINUTE AUDIO CD that will knock your socks off (Listen to the CD first, ok?).

All this will be RUSHED out to you by United States Postal Service Priority Mail!

Just listen to the Companion Audio Program first. Then look over the manual with every resource you need to take control of your credit.

I guarantee this will change your entire outlook on credit forever...

To order send *Check, Money Order or Bank Check to:

(*Personal checks are held 12 business days for clearance before shipping)